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Meet IvyWild Lending
At IvyWild Lending, we’re more than just mortgage loan officers – we’re a father-daughter team dedicated to helping our clients achieve their real estate dreams. With over 30 years of combined experience, we bring a unique blend of wisdom, creativity, and youthful energy to every client relationship.
Learn more about IvyWild or book a free consultation below!
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What Our Clients Say
Frequently Asked Questions
What’s the first step in buying a home?
The first step is getting pre-approved for a mortgage. It helps you understand your budget and shows sellers you’re a serious buyer.
How much do I need for a down payment?
You don’t always need 20%. Many loans, like FHA, require as little as 3.5%, and some programs offer 0% down for qualified buyers.
What’s the difference between pre-approval and pre-qualification?
Pre-approval is a detailed process that determines your exact loan amount, while pre-qualification provides an estimate. Pre-approval carries more weight when making an offer because it gets reviewed by an underwriter. A pre-qualification comes from running your loan details through software and gets compared to general mortgage requirements.
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